If you're a chartered financial planner or qualified fund manager, you already have strong views on what to do with your money. What you need is a proper home for it — institutional custody, discretionary fund management, and the technology to keep your whole family's financial affairs in one place. Without the hoopla.
Institutional-grade custody through SEI and Seccl. Your own accounts, your own portal, fully regulated and properly segregated.
Access to our model portfolios and DFM service. Use them, adapt them, or run your own — the choice is yours.
The same digital experience our advised clients use. Your entire financial picture — investments, property, cashflow — in one secure place.
We provide information to allow you to make informed decisions. You're qualified — you don't need advice, and that means none of the regulatory cost that comes with it.
Some transactions can't be processed without advice from a regulated firm. An offshore bond is the classic example. It isn't a legal requirement — it's a market one, driven by providers protecting themselves from their own regulators. Regulation has reached the point where even straightforward things now need a formal piece of advice before they can happen.
In those situations, we provide the regulated advice on a one-off basis. No retainer, no ongoing commitment, no recurring fee — just the isolated piece of advice the rules demand. We charge £375 an hour, and most transactions take between five and ten hours from start to finish, depending on whether a trust is involved. So for a typical offshore bond, you're looking at somewhere between £1,875 and £3,750 for the whole job.
It's one piece of advice on one specific thing. It won't be repeated, and nothing else changes. It isn't how we'd choose it, but it's where the rules have landed — so we'll do it properly when it's needed.
If you're thinking about selling, you need to be talking to someone who's been through it — not just advised on it.
The best outcomes come from planning at least twelve months before a sale. Structure, tax, valuation — there's a lot to get right before you go to market.
Family investment companies, pension contributions, capital gains planning, offshore structures if you're relocating. We help you keep more of what you've built.
We have direct experience of selling financial planning businesses with client banks of over a hundred million. We know what buyers look for, what trips deals up, and how to get the best result.
Selling a practice is one of the biggest financial decisions you'll make. Most advisers spend years building their business and then rush the exit. We've been on both sides — building, selling, and advising other professionals through the process. Whether you need help structuring the proceeds, planning for life after the sale, or just want an honest conversation about what your business is actually worth, there's no one better placed to have that conversation.
Many of the people who use this service are fellow chartered financial planners, fund managers, and industry professionals we've known for years. Friends, colleagues, people we trust and who trust us.
The way it works is straightforward. We provide information — about our models, about markets, about how we're positioning portfolios — and you make your own decisions. We can have the conversations, share the thinking, discuss the rationale. What we don't do is give advice, because you don't need it. And because there's no advice, the regulatory cost is a fraction of what it would otherwise be — significantly lower PI insurance, minimal FCA levies, and none of the labour-intensive compliance that comes with a full advice relationship. No suitability letters, no file reviews. That's why the rate is what it is.
Over 15% of our clients are industry professionals who use this service. Whether you're managing your own portfolio, winding down a practice, or just want institutional-grade custody with people who understand the industry — we'd enjoy the conversation.
Cash rates are variable and set by the platform's banking partner. Rates shown are correct at the time of publication and may change without notice.
Past performance is not a reliable indicator of future results. The value of investments and the income from them can go down as well as up, and you may get back less than you invest.
Family Capital is a trading name of Family Capital Ltd, which is authorised and regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in the future.