This isn't a menu — it's a sequence. Each step builds on the last. Most firms skip straight to step six. We start at one.
Debt before anything else. Why invest at 5% while paying 6%?
Your income funds everything else on this list.
One event can unwind decades of planning.
The most tax-efficient wrapper — if used properly.
Liquidity gives you options.
Step six. Not step one.
Tax touches every single aspect.
Move wealth between generations — properly.
If any of this sounds relevant, we'd be happy to hear from you.