Your entire financial life.One place. Always on.

We've been building our own technology since 2004. Three platforms, built and sold to some of the UK's largest financial institutions. We don't license our technology — every feature is designed exclusively for our clients.

Wealth Portal — Lifeplan view showing wealth projection across decades

20+

Years building

3

Platforms built

24/7

Always connected

100%

Built in-house

Always connected

We don't do annual reviews. We do constant ones.

Most firms see their clients once a year. We're connected all the time — monitoring, adjusting, and available whenever you need us.

Real-time monitoring

If your portfolio drifts outside its risk tolerance, we see it immediately. If tax legislation changes, we can assess the impact across every client instantly. We don't wait for the end of the year to spot something that matters now.

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Secure messaging

We don't use email for client communications — it's not secure enough. Everything goes through our encrypted messaging system, built into the portal and the mobile app. Safer, faster, and everything in one place.

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Dynamic suitability

At least once a year we formally check that your investments are still suitable — but in practice, we're reviewing dynamically throughout the year. Changes in your life, the markets, or legislation are picked up in real time, not at your next appointment.

Mobile

Everything. In your pocket.

Your net worth, your properties, your investments, your chattels — all accessible from your phone. Not a cut-down version. The real thing.

Mobile app — net worth and asset overview
Net worth
Mobile app — property portfolio with photos and valuations
Property
Mobile app — chattels including yacht, cars, contents
Chattels

Estate planning, simplified.

Total estate value, nil-rate bands, gifts in the seven-year window, projected inheritance tax — all calculated automatically and kept up to date as your circumstances change.

Your will, lasting powers of attorney, and trust documents are tracked with status alerts. If your will is five years old, the system flags it. If an LPA needs renewing, you'll know.

This isn't a spreadsheet someone updates once a year. It's a living picture of your estate, always current, always accessible.

Estate planning dashboard showing IHT projections, wills, and LPAs
The full picture

Not just investments. Everything.

Most platforms show you a portfolio. Ours shows you your entire financial life.

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Property

Every property you own, with photos, valuations, and ownership details. Residential, commercial, overseas — all in one view.

Chattels

Cars, boats, art, jewellery, house contents. The things that matter to you, tracked and valued alongside everything else.

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Open banking

Link your bank accounts and see your spending in real time. Spot duplicate subscriptions, track expenditure, and understand your cashflow without downloading statements.

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DocBox

Encrypted document storage for wills, powers of attorney, trust deeds, and anything else you need to keep safe. Assign documents to properties, people, or plans.

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Self-service top-ups

Top up your plans directly through the portal — instantly, without waiting for anyone. Because we're connected to our institutional platforms via API, the cost of implementation drops to almost nothing.

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Institutional platforms

We integrate two institutional custody platforms — SEI and Seccl — directly into the Wealth Portal, alongside every retail platform our clients hold. It gives us the depth, flexibility, and control to deliver a genuinely enhanced service.

Built, not bought

Built for our clients. By our team.

Every line of code behind Family Capital was written in-house by our own development team. We don't license our technology — it's built around what our clients actually need, and it evolves with them.

When we see a better way to do something, we build it. When a client suggests an improvement, it happens. No waiting for a vendor's roadmap, no compromising on features because a third-party platform doesn't support them.

Over twenty years of building technology for financial services has taught us that the best client experience comes from controlling every part of it yourself.

It also means we control our own security. Our systems are reviewed and stress-tested by our in-house cyber security team, encrypted end to end, and accessible only to our clients and our advisers. There's no shared infrastructure, no multi-tenancy — just our platform, our people, and the families we look after.

Already a client?

Log in to the Wealth Portal to see your entire financial life in one place.

Client Login

Not a client yet? Get in touch — we'd love to show you around.